Frequently Asked Questions


Below you will find answers to commonly asked questions regarding the title pawn process.

If you have a question or comment, please visit our Find a Location page to find your local Auto Money office and give us a call!

Questions or Comments?

What is a title pawn?

A title pawn is a quick and easy way to get the cash you need. Title pawns use your vehicle’s title for collateral instead of your credit score. The amount of your title pawn will be determined by our expert appraisers. We offer the best rates and give you the most money for your title with instant approval. And the best part is, you get to keep driving your vehicle!

What is a lien-free title?

A lien-free title simply means that you own your car free and clear of any outstanding pawns, liens or judgments. If you currently have an existing title pawn on your vehicle with another company, we will pay it off at a lower rate!

What types of vehicles are eligible?

You can get a title pawn on many different types of vehicles including cars, trucks, motorcycles. For non-typical vehicles, it can be dependent on the location. If you have a vehicle type and are unsure if if it is eligible for a title pawn, just head over to our Find a Location page and call your local Auto Money Title Pawn office for more information.

What should I bring?

Getting a title pawn is fast and easy especially when you come prepared with everything required to process your pawn. The most important thing is making sure you have a lien-free title for your vehicle, but you will also need everything on the What Should I Bring list.

What if I have bad credit or no credit?

It does not matter if you have good credit, bad credit, or no credit at all. Auto Money Title Pawn does not check your credit when you apply for a title pawn. We use your vehicle’s title as collateral and your credit score has no effect on the amount of cash you receive.

Where do I make a payment on my title pawn?

When it's time to make a payment on your title pawn you have a few options. You can make your payment at the location where you received your title pawn using cash, debit, or money order or you can mail in your money order to the location where you received your title pawn.  Auto Money also offers the option of making a payment on your title pawn through Money Gram, wherever Money Gram services are provided.  All payment options will be explained in detail by one of our associates at the time you receive your title pawn.

How and when do I get my title back?

When you receive your title pawn, we keep your vehicle’s title as collateral for the money you borrow. After you’ve paid off your pawn in full, be sure to contact one of our pawn specialists to learn more details on how the lien will be released from your title.

How much cash can I get for my title?

Up to $20,000 cash! The amount of your title pawn is based off the value and condition of your vehicle as well as how much money you are interested in. We offer more money for your title than anyone else in the industry!

How long does it take to get my cash?

Getting the cash you need from Auto Money Title Pawn is fast and easy. You'll have a check in your hand in less than an hour. In order to make the process even faster, make sure you have everything required on the "What should I bring" list under our How it Works section.

Why choose Auto Money Title Pawn?

Simple. Because we care about our customers. We understand that things come up that require cash in a hurry and they don’t always coincide with your payday. At Auto Money Title Pawn, every day can be a payday! We get you the cash you need fast so you can pay unexpected bills, home repairs, auto repairs, or whatever else life throws at you. You get the most cash for your title and you keep your car. Plus, it doesn’t matter if you have good credit, bad credit or no credit, you’re instantly approved!

Disclosure:  This website is a solicitation for an auto title pawn. This solicitation is not a unilateral contract or a guaranteed offer.  All title pawns and the amount of the title pawns are subject to Auto Money’s approval that is contingent on several underwriting factors such as a completed pawn application, your employment status, monthly income and a vehicle evaluation. is not an online lender. No title pawns are guaranteed and are subject to Manager's approval. Instant approval amount is estimated. Actual amount of title pawn is subject to vehicle appraisal by an Auto Money Title Pawn employee and a complete application is required to be submitted and approved in person. Actual pawn amounts may vary. Certain limitations apply. All title pawns issued by Auto Money Title Pawn are subject to customer's ability to repay.


Applications are not processed or approved online. All information you submit to this website will be forwarded to the Auto Money Title Pawn office closest to the address you have provided. Once the online application form is received and processed, you will be contacted by an Auto Money representative. Submitting your application is an agreement to be contacted by a member of our staff.


Everyday can be payday!

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